 |
Current Loan Rates
Rates Effective As Of January 31, 2012
Subject To Change By Board Of Directors
| LOAN
RATES |
| LOAN
TYPE |
APR** |
TERMS |
| Unsecured/Secured
Signature |
9.50%*
|
-
|
|
-
|
| Overdraft Line of Credit |
18.00%****
|
-
|
| Share Secured |
2.00% Above Share Rate
|
-
|
| CD Secured |
2% above CD Rate
|
-
|
| Debt Consolidation |
18.00%
|
-
|
|
* Your rate may vary from the above rates and will be
determined by your credit history.
**** Minimum payment
of $40.00 per month from share draft account. Overdraft Line of Credit will be disbursed in exact increments required to clear overdrafts. |
| **APR
is the Annual Percentage Rate. |
|
NEW & USED AUTOS
We Finance up to 110% of the NADA Official Guide |
| LOAN
TYPE |
APR** |
TERMS |
|
24 months
|
4.00%*
|
-
|
|
36 months
|
4.25%*
|
-
|
|
48 months
|
4.50%*
|
-
|
|
60 months
|
4.75%*
|
-
|
|
72 months
|
5.25%*
|
Value of vehicle over $25,001
|
|
*Your
rate may vary from the above rates and will be determined
by your credit history. |
| **APR is the Annual
Percentage Rate. |
|
NEW & USED MOTORCYCLES
We Finance up to 110% of the NADA Official Guide |
| LOAN
TYPE |
APR** |
TERMS |
|
24 months
|
4.50%*
|
-
|
|
36 months
|
4.75%*
|
-
|
|
48 months
|
5.00%*
|
-
|
|
60 months
|
5.25%*
|
-
|
|
72 months
|
5.75%*
|
over $25,001
|
| *Your
rate may vary from the above rates and will be determined
by your credit history. |
| **APR is the Annual
Percentage Rate. |
|
NEW & USED BOAT LOANS & RV’S
We finance up to 110% of the NADA Official Guide |
| LOAN
TYPE |
APR** |
TERMS |
|
24 months
|
5.00%*
|
-
|
|
36 months
|
5.25%*
|
-
|
|
48 months
|
5.50%*
|
-
|
|
60 months
|
5.75%*
|
Value -
|
|
72 months
|
6.25%*
|
Value -
|
|
84 months
|
6.75%
|
Value -
|
| *Your
rate may vary from the above rates and will be determined
by your credit history. |
| **APR is the Annual
Percentage Rate. |
|
NEW & USED SNOWMOBILE, ATV, WATERCRAFT LOANS
We Finance up to 110% of the NADA Official Guide
|
| LOAN
TYPE |
APR** |
TERMS |
|
24 months
|
6.00%*
|
-
|
|
36 months
|
6.25%*
|
-
|
|
48 months
|
6.50%*
|
Value -
|
|
60 months
|
6.75%*
|
Value -
|
|
72 months
|
7.25%*
|
Value -
|
|
84 months
|
7.75%
|
Value -
|
| *Your
rate may vary from the above rates and will be determined
by your credit history. |
| **APR is the Annual
Percentage Rate. |
Up to 1% off depending on # of products. Ask a Loan Officer for details.
Eligible Products:
- Draft Account
- Debit Card
- Direct Deposit
- Home Banking
- Bill Pay
- e-Statements
- VISA Credit Card
- Real Estate Loan
- Auto Loan
- >5 year membership5 year membership" size="30">
|
VISA Credit Card With Fixed
Interest Rate of 9.90% APR**
For new accounts transfer balances, cash advances
and purchases. |
*APR is the Annual Percentage Rate.
|
|
